Is the care system falling apart?

Is the care system falling apart?
October 19, 2021 Sarah Green

According to Age UK, the care system which was already broken is now falling apart and as a result of the Coronavirus pandemic is even weaker. Millions of older people are struggling to get the support they need. They are often left to manage on their own, leaving them in a dangerous and vulnerable position, even life threatening!

The Prime Minister’s announcement of a Health and Social Care Levy is all very well and good but does nothing to help older people and carers right now.

Most carers are paid a degrading hourly rate and are on zero hour contracts. With the cost of living getting out of control and the prospect of increased taxation to fund Social Care let alone the current stress and exhaustion everyone is feeling; no wonder carers are leaving the profession in their droves.

Please don’t leave!

People who work in the care profession are some of the most invaluable people in society.  They have to cope with very difficult, demanding and emotional situations caring for the ever-increasing elderly population, most of which want to stay in their own home for as long as possible.  Nobody could have anticipated the effect and consequences of Covid but now a new crisis is occurring and it is very serious and worrying.

It has never been a better time to be a self-employed carer

Now is the time to make the change so that you can afford a good Christmas. Work the hours you want, when you want and give yourself a better work/life balance which as we all know is greatly needed. Caring will always be a hard vocation but I know that there are so many dedicated and experienced carers out there that still want to make a difference and it would be a shame to waste your wonderful skills and knowledge.

Financial examples

Figures below are approximate and based on the following wages:

Daily Care:  £14.50 – £17 per hour

Live-in Care: £680 – £800 per week

Overnight Care: £120 – £160

Live-in Carers

Week on, week off @ £700 per week

Receipts per month   £1,517
Income for the year £18,200
Less personal tax allowance £12,570
Net income before expenses £5,630
Allowable Expenses   £5,000
Annual Tax = £126 /NIC = £428

Daily Carers

20 hours per week @ £300 per week

Receipts per month £1,300
Income for the year £15,600
Less personal tax allowance £12,570
Net income before expenses    £3,030
Allowable Expenses £4,000
Annual Tax = £nil /NIC = £340

Who cares …… It’s our business to care.

We want to do our utmost to help you remain living as independently as possible in your own home.

Join the campaign to help people remain living in their own homes!

We are a home care agency based in Bunbury, Cheshire helping families predominantly across the North West and North Wales, although we are nation-wide.

Bunbury Care Agency is registered with the CQC (Care Quality Commission),  a member of the Homecare Association and an associate member of SOLLA (Society of Later Life Advisers). SOLLA is the only association in the UK that can provide accredited financial consultants who can advise and assist people with the funding of elderly care.

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