Is the care system falling apart?
According to Age UK, the care system which was already broken is now falling apart and as a result of the Coronavirus pandemic is even weaker. Millions of older people are struggling to get the support they need. They are often left to manage on their own, leaving them in a dangerous and vulnerable position, even life threatening!
The Prime Minister’s announcement of a Health and Social Care Levy is all very well and good but does nothing to help older people and carers right now.
Most carers are paid a degrading hourly rate and are on zero hour contracts. With the cost of living getting out of control and the prospect of increased taxation to fund Social Care let alone the current stress and exhaustion everyone is feeling; no wonder carers are leaving the profession in their droves.
Please don’t leave!
People who work in the care profession are some of the most invaluable people in society. They have to cope with very difficult, demanding and emotional situations caring for the ever-increasing elderly population, most of which want to stay in their own home for as long as possible. Nobody could have anticipated the effect and consequences of Covid but now a new crisis is occurring and it is very serious and worrying.
It has never been a better time to be a self-employed carer
Now is the time to make the change so that you can afford a good Christmas. Work the hours you want, when you want and give yourself a better work/life balance which as we all know is greatly needed. Caring will always be a hard vocation but I know that there are so many dedicated and experienced carers out there that still want to make a difference and it would be a shame to waste your wonderful skills and knowledge.
Financial examples
Figures below are approximate and based on the following wages:
Daily Care: £14.50 – £17 per hour
Live-in Care: £680 – £800 per week
Overnight Care: £120 – £160
Live-in CarersWeek on, week off @ £700 per week |
|
Receipts per month | £1,517 |
Income for the year | £18,200 |
Less personal tax allowance | £12,570 |
Net income before expenses | £5,630 |
Allowable Expenses | £5,000 |
Annual Tax = £126 /NIC = £428 |
Daily Carers20 hours per week @ £300 per week |
|
Receipts per month | £1,300 |
Income for the year | £15,600 |
Less personal tax allowance | £12,570 |
Net income before expenses | £3,030 |
Allowable Expenses | £4,000 |
Annual Tax = £nil /NIC = £340 |
Who cares? We do… It’s our business to care.
We want to do our utmost to help you remain living as independently as possible in your own home.